Access to the Web Site; Although we use reasonable endeavours to ensure a properly functioning, accessible web site, it is technically impossible to guarantee access to the web site 100% of the time. For the same reasons, we cannot also promise 100% functionality of additional systems. We will not accept any responsibility for losses resulting from any temporary interruption of service or other problems with service. If any errors come to your attention, please notify us immediately and we will remedy the problem as soon as reasonably possible.

We reserve the right to withdraw your right to use any private log in area(s) on the web site at any time, with or without justification and to withdraw all passwords and usernames and delete any stored documents you may have on our servers.

The content of any articles on the web site is intended to be interesting and informative an we make every effort to provide accurate, high quality content but cannot guarantee that it is error-free or accurate - this is particularly true of entries from other users of the web site (in particular our user forums or chat). We recommend you independently verify any information given and take independent advice before acting or refraining from acting as a result of anything you read on the web site. Please note that we cannot accept any responsibility arising from your failure to so do.

All material you submit to us and all communications with other members and users of the web site must not be inaccurate, misleading, offensive, illegal, immoral, defamatory or in breach of anyone else's intellectual property rights. You also warrant to us that you are entitled/authorised to submit those opinions, comments, news and views to us and that to allow us to use them in accordance with these terms.

Unless you expressly state otherwise, any opinions, comments, news / articles submitted to us will automatically grant us an irrevocable, perpetual, worldwide, royalty-free licence to copy and reproduce whatever you have submitted to us in whole or in part, in its original form or as amended or edited by us for whatever purpose we decide at our discretion, we will of course provide full accreditation where due.

You understand that by displaying the name or email address of a contact in any material, you are providing personal data to us. As such, you warrant that you have the consent of the person whose name you have given to appear on this Web Site in compliance with the UK Data Protection Act 1998 and agree to indemnify us against any costs, claims and liabilities arising from any breach of that Act in the supply of that information. In particular, you warrant that you have informed all people whose name, email address or other personal data you have supplied that by consenting they are acknowledging that they are aware that their personal data will be available worldwide including in jurisdictions where there are no adequate data protection laws.

You acknowledge that all content on the web site is the copyright of either Pollard and Smiles Ltd (www.pollardandmsiles.com) or third parties (wherever mentioned) and that you may copy pages, information or articles from the web site (without removal copyright notices or accreditation to third parties) for your own personal use but you may not copy or reproduce any material for commercial purpose without our express written consent, please contact us for more information and to discuss your requirements.

We take extreme steps to prevent unauthorised access to our database systems but cannot guarantee that unauthorised access will not take place and therefore accept no responsibility for such an occurrence.

Your responsibilities; Inclusion in our databases allows you to have your own private log in area ("options panel") that requires user name and password authentication ("access information"). You are responsible for keeping them safe keeping and will be held responsible for any behaviour carried out by unauthorised access to your account. We reserve the right to terminate your log in details and/or account(s) membership without notice.

By adding your details to our databases you agree to receive our monthly statistics notifications, these are designed to let you know how many times your profile is being viewed and other current statistical analysis of your details. Failure to agree will result in account cancellation.

We are not responsible to you for any consequential loss or damage arising from any breach of this agreement or from useage of any of our services. Our liability under this agreement is limited to zero.

We provide links to other web sites for a number of reasons, including the provision of useful contact names/details and information in the form of advice and article. We cannot accept responsibility for any losses you incur as a result of following any link on our web site or following article advice (which may also have been written and compiled by a third party).

Downloadable content is provided in an 'as is' state. We we use up-to-date virus checker on every file stored on our server and sent through our mailing systems but we cannot guarantee all viruses and other digital devices designed to interfere with the normal or proper functioning of software and hardware. We advise you to always maintain your own up-to-date virus checker and to exercise reasonable caution before downloading anything from our web site or any other site.

We cannot accept responsibility for any loss arising from virii acquired from our web site, software or systems.